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mjhaha

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What's Happening Now

August 17, 2012 4:28 pm

We are a SMALL community bank. Assets of about $225 million. We service more than 1,000 loans ergo we’re not a small servicer. CFPB was created by morons (Dodd, Frank and Obama) and is run by morons for the benefit of morons. Consumers are going to get protection – good and hard!

August 18, 2012 11:28 am

Do you really think insulting language like that is helpful? People will not take your opinions seriously if you are derogatory.

August 18, 2012 11:38 am

First, I don’t think it is appropriate to call people names, and your disrespect of the President is in poor taste. Now, as a servicer you are directly involved with the business side of what has happened. Many of your counterparts have, and continue to engage in outrageous behaviors that have affected millions of homeowners. The mortgage service industry has been engaging in acts from predatory to outright fraud. You might be small bank, but your bretheren are to blame for bringing shame to your industry. It is not a “few” cases here and there, it is systematic. So go yell at the servicers who turned your industry into the most untrusted “service” this Nation has ever seen. The public DOES NOT TRUST YOU ANYMORE. The Government has to step in because your industry… more »

…PROVED it could not self-regulate, it could only pillar, plunge and abuse. Maybe not your bank, but plenty of others did and still do. The CFPB was created because of the conduct of mortgage servicers. If your counterparts had been acting in good faith, the CFPB would have never been created. The mortgage service industry needs to take a hard look in the mirror, and start giving service back instead of trying to take advantage of the American public. « less
August 20, 2012 1:17 pm

mjhaha, The purpose of Regulation Room is to provide an environment in which people can learn about important proposed government regulations and discuss them in ways that help the agency make a better final decisions. Everyone who comments on the site is expected to remain civil and respectful. Please see the Terms & Conditions you agreed to when you registered. Comments should address the regulation CFPB is proposing. As a small community bank, you could provide important information on the actual costs the proposals will create for small servicers.

September 26, 2012 2:34 pm

Because of your lack of education on the ACTS that now govern and control how YOU/YOUR ORGANIZATION works with consumers, let it be a “DEMO” of what happens with you make exceptions.

Based on the SAFE ACT…I will say, maybe a long shot…but, you are NOT a LICENSED MLO, maybe just registered…and if an executive of the bank, you did not even submit a background check or credit report.

What makes you so worthy to comment?


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